Both methods are fast, convenient, safe, simple, and reliable.
For those who choose direct deposit, benefit payments will be deposited directly into an account held at a bank, credit union or currency exchange. They won't need a pre-paid debit card or have to establish a Personal Identification Number (PIN) to access their funds. Plus there's no chance of a lost or stolen pre-paid debit card. With a debit card, fees may be incurred, depending on how it is used.
Important Note: When you apply for unemployment insurance benefits, you may initially be issued a debit card automatically even if you applied for direct deposit. If you receive a debit card, you should activate and use it until your application for direct deposit is processed.