What Happens If You Are Overpaid Unemployment Insurance Benefits?
If IDES determines that you have been improperly paid unemployment insurance benefits the amount of the overpayment will appear on the Notice of Reconsideration and Recoupment Decision.
By law, you must repay the entire amount you owe to IDES [Section 900 of the Illinois Unemployment Act (820 ILCS 405/900)]. To pay your overpayment, make your check or money order payable to the:
"Director Of Employment Security - Benefit Account"
Include your name, complete address and Claimant ID number on your check or money order and mail your payment to:
Illinois Department of Employment Security
P.O. Box 19286
Springfield, Illinois 62794-9286
To pay by phone using a credit card call: (877) 820-9155.
To pay by mail using a credit card complete the credit card section of the payment transmittal you received and mail it to the address listed above. The credit card used must be issued in your name.
If you are unable to pay the entire amount in one lump sum, you may enter into a monthly installment plan. You can make those arrangements by telephoning IDES, Benefit Overpayment Collection at:
- Toll Free (800) 245-9762
- TDD (800) 662-3943
If your debt is not paid, IDES will withhold portions of future unemployment insurance benefits.
If you do not repay the overpayment, the overpaid sums may be recovered from any future monies owed you by the State of Illinois Comptroller and your Unemployment Insurance benefits may be offset by 25% of your weekly benefit amount.
If the overpayment is due to fraud (i.e., receiving benefits by knowingly making a false statement or failing to disclose a material facts for the purpose of obtaining benefits). For instance, if you worked, earned wages, or returned to work and did not accurately or completely report those facts, you made false statements.
Until repaid a fraud overpayment may be recovered from any future monies owed to you by the State of Illinois Comptroller and your Unemployment Insurance benefits may be offset by 100%. Any unpaid or unrecovered amount of fraud overpayment will remain collectible and on your record indefinitely.
This overpayment may result in criminal prosecution under the State Benefits Fraud and Perjury laws of the State of Illinois or may be recovered by filing a suit against you, or both.
In addition to the dollar amount of the fraud overpayment shown on the letter, you are also ineligible for the number of weeks which are shown as the penalty period. If you become unemployed, or are currently filing and meet all of the eligibility requirements, you may receive credit towards the penalty period by certifying for the week of unemployment. No benefits are paid to you and no credit is applied towards the overpayment balance while you are serving penalty weeks. If you are not currently filing for benefits but do so at any time within 2 years from the date of this determination, the penalty weeks will be applied.